State Cost Guides · Updated 2026
Pet Ownership Cost by State
Compare local pet ownership costs across the US, including dog and cat annual spending, city pricing, vet fees, grooming, boarding, and insurance.
15
States covered
$3,135
Avg dog/year
2026
Data updated
State Guides
Browse Pet Costs by State
Costs vary by location because vet fees, grooming, boarding, insurance premiums, and housing rules all follow regional cost-of-living.
14% above average
Arizona
$3,105
dog per year
$2,052
cat per year
+14%
versus national average
30% above average
California
$3,770
dog per year
$2,340
cat per year
+30%
versus national average
14% above average
Colorado
$3,105
dog per year
$2,052
cat per year
+14%
versus national average
14% above average
Florida
$3,105
dog per year
$2,052
cat per year
+14%
versus national average
At US average
Georgia
$2,900
dog per year
$1,800
cat per year
At average
versus national average
14% above average
Illinois
$3,105
dog per year
$2,052
cat per year
+14%
versus national average
At US average
Michigan
$2,900
dog per year
$1,800
cat per year
At average
versus national average
2nd most expensive
New York
$3,654
dog per year
$2,268
cat per year
+26%
versus national average
At US average
North Carolina
$2,900
dog per year
$1,800
cat per year
At average
versus national average
At US average
Ohio
$2,900
dog per year
$1,800
cat per year
At average
versus national average
At US average
Pennsylvania
$2,900
dog per year
$1,800
cat per year
At average
versus national average
At US average
Tennessee
$2,900
dog per year
$1,800
cat per year
At average
versus national average
At US average
Texas
$2,900
dog per year
$1,800
cat per year
At average
versus national average
14% above average
Virginia
$3,105
dog per year
$2,052
cat per year
+14%
versus national average
3rd most expensive
Washington
$3,770
dog per year
$2,340
cat per year
+30%
versus national average
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Use the calculator to combine your state, pet type, breed, care level, lifespan, and inflation assumptions.